Theft Deterrent Registration (TDR®)
TDR is one of the simplest but most profitable methods of vehicle theft prevention that you can offer your customers today.
Theft Deterrent Registration (TDR®) A vehicle is stolen every 21 seconds with losses in excess of $4,000. MAC has been successfully installing and training the TDR process throughout the U.S. for over 17 years. Currently our dealerships are realizing sales penetration levels as high as 98%— a great bonus to dealership profits and customer peace of mind. Our on-site training and follow-up are key to the success of this program. Not only does Theft Deterrent Registration provide your customers with an effective theft deterrent, but depending on their program, they can receive a $3,000 – $5,000 cash benefit above and beyond the insurance company payoff in the event that the vehicle is stolen and not recovered. This additional compensation to TDR customers could provide a down payment on a new vehicle or help defray the cost of insurance deductibles or rental car fees. In addition, some insurance companies give discounts to owners of TDR-registered vehicles.
Window Etching
The verified method of anti-theft protection takes only five minutes to etch a registered alphanumeric code into the six major windows of the vehicle and apply TDR warning decals. The newly registered TDR customer receives documentation of the vehicle TDR number and easy instructions on how to file a claim in the even of a vehicle theft.
ShadowMarkTM
ShadowMark is the ultimate in security identification technology. With the anti-theft protection of ShadowMark, your customer’s vehicle is permanently marked with tamper-resistant labels. The labels leave a “shadow” image of the unique, cataloged I. D. number visible only under ultraviolet light. When your customers register their vehicles’ labeling system, they receive documentation of the I.D. number and easy instructions on how to file a claim in the event of a vehicle theft.
Environmental Protection
MAC’s ongoing quest for the best automotive products in the industry has resulted in an alliance with the foremost automotive sealant company in the United States. Through innovative research and development, CalTex has created a new co-polymer resin that covers and bonds with all painted surfaces on your customers’ vehicles. This new sealant technology provides lifetime warranties and guarantees that far exceed competing programs. Not only are these products and warranties superior, the dealership incurs no cost until the environmental package is sold—much like a conventional vehicle service contract. The Premium Package with Enviro/GuardTM (combines interior and exterior coverage) offers the most extensive protection available in the automotive industry. In addition, MAC’s sealants are non-carcinogenic and meet the tight OSHA and CARB safe handling standards.
ResistAll® Windshield Protection
The ResistAll Windshield Sealant smooths, protects and seals the microscopic pores and pits of automobile safety glass against damage from flying rocks and road debris. The most vulnerable area of your customer’s vehicle will be protected against the potentially harmful impact of flying objects.
• Covers rock chips and cracks
• Protection available in three- and five-year terms
• Renewable for life
Retail GAP
MAC has made a concerted effort to find products that enable dealerships to make F&I profits in an increasingly difficult market. To address the problem of potential negative equity due to over extended financing, MAC has identified Retail GAP as one of the best products in today’s market. Retail GAP will provide your customer financial peace of mind regardless of the amount of financed in relationship to MSRP of retail book. After extensive research MAC has selected the most financially secure, broadest coverage policy available in the market today. Some of the benefits of this program are as follows:
• Deductible reimbursed up to $1,000
• Coverage up to 72 months
• Coverage up to 150% of MSRP or retail Kelly Blue Book
• Benefits paid up to $50,000
• A-rated insurance company
Service Contracts
Extended service contracts have always been the backbone of any protection package offered through the F&I department. Protection from mechanical repair and replacement is more important today than anytime in the past. The advanced technology that has enabled manufacturers to build better vehicles now necessitates the inclusion of better warranties.
MAC offers various programs that can be customized to benefit your dealership’s offering. MAC represents used-specific automotive protection with full ancillary benefits; admin-obligor programs minimizing dealer exposure; reinsurance programs allowing dealer participation in underwriting and investment income.
Reinsurance Management
Turnkey management covers all the angles and provides the essential elements for your success. MAC’s program benefits and protects the dealer from the charter, risk management, tax returns, cessions and our ongoing expert advice.
• No contingent liability associated with dealer-obligor programs
• All premiums ceded on a written basis
• Independent third-party trustee deposits funds in a financial institution of the dealer’s choice
• Dealer controls investment decision (within guidelines)
• Dealer determines when dividends are payable
• Availability of loans